If you think that insurance adjusters are looking out for your best interest, whether it be your insurance company or the insurance company of the party that caused you harm, think again. Insurance adjusters are just too eager to speak with you as soon after your accident occurs, why is that? Surely it is because they want to help you by settling your claim? Not exactly. Here is what you need to know.
Insurance companies are not on the side of victims. They are on the side of saving money and closing claims as quickly as possible. When they know that a victim has a solid case they want to be in touch with you a soon as possible so you don’t have the time to contact a Janesville automobile accident attorney before you speak with them. They want to ask you leading questions so that they can take what you say and be able to reduce the amount they pay to you or eliminate a payment altogether. At the end of the day, they are trying to get out of paying you and they will employ as many tactics as possible to do so. You need to be careful, and here is why.
Why You Shouldn’t Speak With Insurance Adjusters Until You Consult With an Illinois Personal Injury Lawyer
Profit is king. Adjusters are employed to maximize profit, not payouts to victims. The more money they save the company, the better the companies profits will be. So, they do everything they can to ensure this happens. Make no mistake, your insurance and the insurance adjusters on the side of their own profit, not your well-being. They are only concerned with saving money and making a profit.
So how do you deal with the insurance adjusters after an accident that was not your fault?
- Do not immediately agree to accept their first offer and sign on a low ball settlement that doesn’t meet your needs. When you work with an Illinois and Wisconsin personal injury attorney you will get the advice you need regarding what you should and shouldn’t say and what is a fair settlement and what is not. These legal professionals will fight on your behalf when you are being taken advantage of by the insurance companies.
- Know your rights. For instance, you don’t have to give a statement immediately. Reschedule your statement for a time after you have spoken with your legal representation so you know exactly what to say so you don’t jeopardize your claim and your final settlement.
Insurance adjusters are going to ask you many questions to get the most information out of you to hurt your claim and reduce their responsibility to pay you. Say as little as possible. If you do speak with an adjuster, you are legally entitled to a copy of the conversation. Tell them you want a copy.
Where Can You Find Legal Help For Dealing With Insurance Companies?
The Janesville automobile accident attorneys at the Alexander J. Smith Law Offices know how the insurance companies operate and we are fully prepared to combat them in benefit of your best interests.
Call the Alexander J. Smith Law Offices today to discuss your situation during a completely free consultation at (608) 237-7035 for residents of Wisconsin or (815) 243-9686 for residents of Illinois. One of our highly knowledgeable Wisconsin and Illinois personal injury attorneys will help you with your personal injury claim.